[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.souvisime.cz\/co-to-jsou-vlastne-penize\/#Article","mainEntityOfPage":"https:\/\/www.souvisime.cz\/co-to-jsou-vlastne-penize\/","headline":"Co to jsou vlastn\u011b pen\u00edze?","name":"Co to jsou vlastn\u011b pen\u00edze?","description":"Pen\u00edze jsou v podstat\u011b v\u0161echno, co slou\u017e\u00ed jako zcela b\u011b\u017en\u011b p\u0159ij\u00edman\u00fd prost\u0159edek sm\u011bny \u010di plateb. Za pen\u00edze v podstat\u011b m\u016f\u017eeme pova\u017eovat cokoli, \u010d\u00edm se d\u00e1 zaplatit zbo\u017e\u00ed \u010di...","datePublished":"2025-03-03","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.souvisime.cz\/author\/#Person","name":"souvisime.cz\n","url":"https:\/\/www.souvisime.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/620bc4870d0855d65ab5c3d8503d9020?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/620bc4870d0855d65ab5c3d8503d9020?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"souvisime.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.souvisime.cz\/wp-content\/uploads\/img_a289303_w1752_t1500740998.jpg","url":"https:\/\/www.souvisime.cz\/wp-content\/uploads\/img_a289303_w1752_t1500740998.jpg","height":0,"width":0},"url":"https:\/\/www.souvisime.cz\/co-to-jsou-vlastne-penize\/","about":["Pen\u00edze"],"wordCount":531,"articleBody":"Pen\u00edze jsou v podstat\u011b v\u0161echno, co slou\u017e\u00ed jako zcela b\u011b\u017en\u011b p\u0159ij\u00edman\u00fd prost\u0159edek sm\u011bny \u010di plateb. Za pen\u00edze v podstat\u011b m\u016f\u017eeme pova\u017eovat cokoli, \u010d\u00edm se d\u00e1 zaplatit zbo\u017e\u00ed \u010di \u010d\u00edm se daj\u00ed vypo\u0159\u00e1dat dluhy.\u00a0\tV\u00fdvoj pen\u011bz\u2022\u00a0\u00a0\u00a0 Komoditn\u00ed pen\u00edzePen\u00edze jako komodita se objevily samoz\u0159ejm\u011b nejd\u0159\u00edve. V\u00fdm\u011bna dobytku, pl\u00e1tna, v\u00edna a pozd\u011bji m\u011bdi a \u017eeleza bylo b\u011b\u017en\u00e9. V dne\u0161n\u00ed dob\u011b se takov\u00e1 sm\u011bna naz\u00fdv\u00e1 jako barterov\u00fd obchod, tedy obchod, kter\u00fd prob\u011bhne na z\u00e1klad\u011b v\u00fdm\u011bny zbo\u017e\u00ed \u010di slu\u017eeb, bez vyu\u017eit\u00ed pen\u011bz.\u2022\u00a0\u00a0\u00a0 Pap\u00edrov\u00e9 pen\u00edzePap\u00edrov\u00e9 pen\u00edze vznikly dlouhodob\u00fdm v\u00fdvojem, kdy bylo t\u0159eba usnadnit n\u00e1kupy s mo\u017enost\u00ed dal\u0161\u00edho a hlavn\u011b pozd\u011bj\u0161\u00edho vyu\u017eit\u00ed. Hlavn\u011b uchov\u00e1v\u00e1n\u00ed a pozd\u011bj\u0161\u00ed vyu\u017eit\u00ed byly dva faktory, kter\u00e9 v\u00fdrazn\u011b ovlivnily pr\u00e1v\u011b v\u00fdvoj pap\u00edrov\u00fdch pen\u011bz (samoz\u0159ejm\u011b i minc\u00ed).\u2022\u00a0\u00a0\u00a0 Bankovn\u00ed pen\u00edzeTato nejmodern\u011bj\u0161\u00ed forma pen\u011bz je v podstat\u011b formou fiktivn\u00ed, kdy na \u00fa\u010dtu m\u00e1te \u201cvlo\u017een\u00e9 pen\u00edze\u201d a de facto vid\u00edte pouze \u010d\u00edsla, se kter\u00fdmi pracujete. Pen\u00edze v hotovosti nem\u00e1te v ruce, ale ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f si je m\u016f\u017eete kdykoliv fyzicky vyzvednout.\tFunkce pen\u011bz\u2022\u00a0\u00a0\u00a0 Prost\u0159edek sm\u011bnyJak nazna\u010duje v\u00fd\u0161e uveden\u00fd text, pen\u00edze jsou bezesporu slu\u017ebou, kter\u00e1 zaji\u0161\u0165uje v\u0161eobecn\u00fd prost\u0159edek sm\u011bny. Funkce je zcela z\u00e1sadn\u00ed, proto\u017ee z n\u00ed plyne to, \u017ee kdokoliv si m\u016f\u017ee vym\u011bnit jakoukoliv v\u011bc a nemus\u00ed hledat \u010dist\u011b osobu, kter\u00e1 chce p\u0159esn\u011b danou v\u011bc a nab\u00edz\u00ed za n\u00ed zase p\u0159esn\u011b v\u011bc, kterou chce osoba, se kterou sm\u011b\u0148uje, proto\u017ee pr\u00e1v\u011b m\u016f\u017ee v\u00fdm\u011bnu u\u010dinit za pen\u00edze, resp. prodat \u010di koupit v\u011bc. \u017d\u00e1dn\u00e1 z vysp\u011bl\u00fdch ekonomik a \u017e\u00e1dn\u00e1 ekonomika budoucnosti je bez pen\u011bz zcela nep\u0159edstavitelnou.\u2022\u00a0\u00a0\u00a0 Z\u00fa\u010dtovac\u00ed jednotkaPen\u00edze jsou tak jedine\u010dnou a pot\u0159ebnou jednotkou pr\u00e1v\u011b proto, \u017ee lze na hodnotu pen\u011bz v dne\u0161n\u00ed dob\u011b p\u0159ev\u00e1d\u011bt v podstat\u011b jak\u00fdkoli statek, a\u0165 u\u017e se jedn\u00e1 o lidskou pr\u00e1ci, suroviny, kapit\u00e1l, vybaven\u00ed a podobn\u011b. V\u0161echny tyto statky um\u00edme vyj\u00e1d\u0159it v pen\u011bz\u00edch a tak pen\u00edze maj\u00ed nejen funkci prost\u0159edku sm\u011bny, ale tak\u00e9 funguj\u00ed jako spole\u010dn\u00e1 z\u00fa\u010dtovac\u00ed jednotka.\u2022\u00a0\u00a0\u00a0 Uchovatel jednotkyPen\u00edze maj\u00ed dal\u0161\u00ed v\u00fdznam a t\u00edm je, jak u\u017e bylo tak\u00e9 nazna\u010deno v\u00fd\u0161e, \u017ee pen\u00edze se daj\u00ed ulo\u017eit na neur\u010dito a nemus\u00ed se tedy sm\u011bna prov\u00e1d\u011bt okam\u017eit\u011b a nebo se sm\u011bn\u011bn\u00e1 komodita nemus\u00ed hned vyu\u017e\u00edt, jako tomu bylo v historii. M\u016f\u017eete si samoz\u0159ejm\u011b pen\u00edze uchov\u00e1vat dlouhodob\u011b, ale podle v\u0161ech zn\u00e1m\u00fdch fakt\u016f je v podstat\u011b nejlep\u0161\u00edm uchov\u00e1n\u00edm hodnoty neuchov\u00e1vat ji v podob\u011b platidla, ale sp\u00ed\u0161e v podob\u011b jin\u00e9ho libovoln\u00e9ho statku, tedy likvidity.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co to jsou vlastn\u011b pen\u00edze?","item":"https:\/\/www.souvisime.cz\/co-to-jsou-vlastne-penize\/#breadcrumbitem"}]}]