[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.souvisime.cz\/kdo-pujci-cloveku-s-problemy\/#Article","mainEntityOfPage":"https:\/\/www.souvisime.cz\/kdo-pujci-cloveku-s-problemy\/","headline":"Kdo p\u016fj\u010d\u00ed \u010dlov\u011bku s probl\u00e9my?","name":"Kdo p\u016fj\u010d\u00ed \u010dlov\u011bku s probl\u00e9my?","description":"Pokud se \u010dlov\u011bk ocitne ve finan\u010dn\u00ed t\u00edsni, m\u016f\u017ee mu nejednou pomoci jedin\u011b p\u016fj\u010dka. Proto\u017ee to je zpravidla ten jedin\u00fd zp\u016fsob, jak si p\u0159ij\u00edt rychle k pen\u011bz\u016fm, kter\u00e9 jsou...","datePublished":"2019-06-16","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.souvisime.cz\/author\/#Person","name":"souvisime.cz\n","url":"https:\/\/www.souvisime.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/620bc4870d0855d65ab5c3d8503d9020?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/620bc4870d0855d65ab5c3d8503d9020?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"souvisime.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.souvisime.cz\/wp-content\/uploads\/img_a352076_w1752_t1566556193.jpg","url":"https:\/\/www.souvisime.cz\/wp-content\/uploads\/img_a352076_w1752_t1566556193.jpg","height":0,"width":0},"url":"https:\/\/www.souvisime.cz\/kdo-pujci-cloveku-s-problemy\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=c6VLjoo2lVI#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=c6VLjoo2lVI","name":"Nam je to jedno,my penize nemane","description":"N\u00e1m je to jedno,n\u00e1m je to jedno,\r\nMy pen\u00edze nemame.\r\nTen kdo ma pen\u00edze\r\nten m\u00e1 hezkou pan\u00ed\r\na tem kdo je nema\r\nten mu za ni chodi.\r\nKrasna pisen z filmu Nebe a Dudy\r\nmyslim ze se jedna o ostravskou polku.","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/c6VLjoo2lVI\/default.jpg","https:\/\/i.ytimg.com\/vi\/c6VLjoo2lVI\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/c6VLjoo2lVI\/hqdefault.jpg"],"uploadDate":"2008-07-30T23:12:07+00:00","duration":"PT23S","embedUrl":"https:\/\/www.youtube.com\/embed\/c6VLjoo2lVI","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCTVDJB7fGzOtwM8Rxjexmsg#Organization","url":"https:\/\/www.youtube.com\/channel\/UCTVDJB7fGzOtwM8Rxjexmsg","name":"Zachara \u201cCHARoN\u201d Michal","description":"","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_mFd8VYr1mLGUAuAlnX49T7DOh5YrRsCnV7mqyDyBoeTQQ=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=c6VLjoo2lVI#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=c6VLjoo2lVI#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=c6VLjoo2lVI&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=c6VLjoo2lVI#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":230982}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=c6VLjoo2lVI#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":701}]},"about":["Pen\u00edze"],"wordCount":458,"articleBody":"       Pokud se \u010dlov\u011bk ocitne ve finan\u010dn\u00ed t\u00edsni, m\u016f\u017ee mu nejednou pomoci jedin\u011b p\u016fj\u010dka. Proto\u017ee to je zpravidla ten jedin\u00fd zp\u016fsob, jak si p\u0159ij\u00edt rychle k pen\u011bz\u016fm, kter\u00e9 jsou nezbytn\u00e9. Ov\u0161em pot\u00ed\u017e je v tom, pro jakou p\u016fj\u010dku se rozhodnout, aby se \u010dlov\u011bk nedo\u010dkal leda tak ho\u0159k\u00e9ho zklam\u00e1n\u00ed. Pokud se toti\u017e n\u011bkdo, kdo m\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy \u010di n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, obr\u00e1t\u00ed na banku, m\u016f\u017ee si b\u00fdt t\u00e9m\u011b\u0159 jist, \u017ee bude po d\u016fkladn\u00e9m a leckdy i hodn\u011b nep\u0159\u00edjemn\u00e9m prov\u011b\u0159ov\u00e1n\u00ed odm\u00edtnut. Proto\u017ee tak si banky dokonal\u00e9ho klienta nep\u0159edstavuj\u00ed.  A pak nezb\u00fdv\u00e1 ne\u017e se obr\u00e1tit na nebankovn\u00ed sektor, kde jsou podm\u00ednky p\u016fj\u010dek \u010dasto p\u0159ece jenom jednodu\u0161\u0161\u00ed a splniteln\u011bj\u0161\u00ed, a to i pro ty, kdo jsou na tom skute\u010dn\u011b zle. T\u0159eba takov\u00e9 nebankovn\u00ed hypot\u00e9ky se tam poda\u0159\u00ed dos\u00e1hnout i t\u011bm, kdo by v bance poho\u0159eli. A to proto, \u017ee je pro jej\u00ed z\u00edsk\u00e1n\u00ed pot\u0159eba vlastn\u011b jenom m\u00e1lo. Sta\u010d\u00ed, kdy\u017e \u017eadatel  m\u016f\u017ee nab\u00eddnout n\u011bjakou nemovitost na \u010desk\u00e9m \u00fazem\u00ed, je\u017e by poslou\u017eila jako z\u00e1stava garantuj\u00edc\u00ed vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz,  nebo m\u016f\u017ee p\u0159iv\u00e9st n\u011bkoho jin\u00e9ho, kdo se za n\u011bj zaru\u010d\u00ed nemovitost\u00ed svou,  m\u016f\u017ee prok\u00e1zat, \u017ee m\u00e1 alespo\u0148 takov\u00e9 p\u0159\u00edjmy, je\u017e sta\u010d\u00ed na spl\u00e1cen\u00ed zam\u00fd\u0161len\u00e9 p\u016fj\u010dky,  m\u00e1 nanejv\u00fd\u0161 takov\u00fd z\u00e1znam v registru dlu\u017en\u00edk\u016f, kter\u00fd nebude v budoucnu komplikovat spl\u00e1cen\u00ed.  Pokud to \u010dlov\u011bk spl\u0148uje, sta\u010d\u00ed vyplnit formul\u00e1\u0159 na internetu, poslat poskytovateli n\u011bkolik sn\u00edmk\u016f nemovitosti, je\u017e m\u00e1 b\u00fdt zastavena a vy\u010dkat toho, a\u017e jej kontaktuje z\u00e1stupce spole\u010dnosti, jen\u017e v\u0161e dohodne, nech\u00e1 p\u0159edschv\u00e1lit smlouvu, je\u017e se pak podep\u00ed\u0161e, a za p\u00e1r dn\u00ed u\u017e m\u016f\u017ee b\u00fdt a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti na \u017eadatelov\u011b \u00fa\u010dtu. A \u010dlov\u011bk je m\u016f\u017ee pou\u017e\u00edt na cokoliv. A m\u00e1-li takov\u00e1 nebankovn\u00ed hypot\u00e9ka n\u011bjak\u00e9 negativum, pak snad jedin\u011b to, co se dalo p\u0159edpokl\u00e1dat, a sice \u017ee ji bude muset dlu\u017en\u00edk podle dohody (t\u0159eba a\u017e v pr\u016fb\u011bhu dlouh\u00fdch t\u0159iceti let) zase v po\u0159\u00e1dku vr\u00e1tit. I s \u00faroky podobn\u00fdmi t\u011bm bankovn\u00edm. Ale hlavn\u00ed je, \u017ee se \u010dlov\u011bk m\u00e1 na koho obr\u00e1tit. Kdy\u017e m\u00e1 finan\u010dn\u00ed trable a jedin\u00fdm mo\u017en\u00fdm \u0159e\u0161en\u00edm je p\u016fj\u010dka.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo p\u016fj\u010d\u00ed \u010dlov\u011bku s probl\u00e9my?","item":"https:\/\/www.souvisime.cz\/kdo-pujci-cloveku-s-problemy\/#breadcrumbitem"}]}]