[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.souvisime.cz\/zit-nebo-nezit-na-dluh\/#Article","mainEntityOfPage":"https:\/\/www.souvisime.cz\/zit-nebo-nezit-na-dluh\/","headline":"\u017d\u00edt nebo ne\u017e\u00edt na dluh?","name":"\u017d\u00edt nebo ne\u017e\u00edt na dluh?","description":"Ot\u00e1zkou z\u016fst\u00e1v\u00e1, co vlastn\u011b chceme. Chceme \u017e\u00edt na dluh? Nebo naopak nechceme? V dne\u0161n\u00edm sv\u011bt\u011b si p\u0159ece m\u016f\u017eete vybrat, tak\u017ee z\u00e1le\u017e\u00ed jenom na V\u00e1s. Kdy\u017e se tak zap\u0159em\u00fd\u0161l\u00edme,...","datePublished":"2020-07-19","dateModified":"2020-07-19","author":{"@type":"Person","@id":"https:\/\/www.souvisime.cz\/author\/#Person","name":"souvisime.cz\n","url":"https:\/\/www.souvisime.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/620bc4870d0855d65ab5c3d8503d9020?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/620bc4870d0855d65ab5c3d8503d9020?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"souvisime.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.souvisime.cz\/wp-content\/uploads\/burza2_10_4.jpg","url":"https:\/\/www.souvisime.cz\/wp-content\/uploads\/burza2_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.souvisime.cz\/zit-nebo-nezit-na-dluh\/","about":["Internet"],"wordCount":477,"articleBody":"   Ot\u00e1zkou z\u016fst\u00e1v\u00e1, co vlastn\u011b chceme. Chceme \u017e\u00edt na dluh? Nebo naopak nechceme? V dne\u0161n\u00edm sv\u011bt\u011b si p\u0159ece m\u016f\u017eete vybrat, tak\u017ee z\u00e1le\u017e\u00ed jenom na V\u00e1s. Kdy\u017e se tak zap\u0159em\u00fd\u0161l\u00edme, mo\u017en\u00e1 si \u0159eknete, \u017ee nem\u00e1te na v\u00fdb\u011br. Ano, zde s n\u011bkter\u00fdmi mus\u00edm souhlasit v tom slova smyslu, \u017ee mo\u017en\u00e1 nemaj\u00ed na v\u00fdb\u011br a spole\u010dnost a dne\u0161n\u00ed sv\u011bt je donutil k tomu, aby si p\u016fj\u010dku vzali, i kdy\u017e to necht\u011bli ud\u011blat, ale jak jinak by mohli alespo\u0148 trochu slu\u0161n\u011b \u017e\u00edt?Dne\u0161n\u00ed doba je svobodn\u00e1, m\u00e1me demokracii, m\u00e1me slu\u0161n\u00e9 platy a stabiln\u00ed ekonomiku, i kdy\u017e se n\u011bkdy m\u016f\u017ee ot\u0159\u00e1sat v z\u00e1kladech, tak st\u00e1le to n\u011bjak\u00fdm zp\u016fsobem funguje. M\u00e1me svobodu slova a m\u00e1me modern\u00ed sv\u011bt. Jenom\u017ee co to v\u0161echno znamen\u00e1? Z\u0159ejm\u011b zase jenom to, \u017ee se mus\u00edme v ka\u017ed\u00e9m ohledu p\u0159izp\u016fsobovat okoln\u00edmu sv\u011btu a tak\u00e9 to ka\u017edodenn\u011b d\u011bl\u00e1me, ani\u017e bychom si to uv\u011bdomovali. Bu\u010fte pro jednou n\u011b\u010d\u00edm v\u00fdjime\u010dn\u00ed a rozmyslete si p\u0159edem, zdali chcete \u017e\u00edt na dluh.V n\u011bkter\u00fdch p\u0159\u00edpadech nem\u00e1me na vybranou, proto jsou zde bankovn\u00ed a nebankovn\u00ed p\u016fj\u010dky a \u00fav\u011bry.Nebankovn\u00ed spole\u010dnosti jsou tolerantn\u00ed, mohou p\u016fj\u010dit pen\u00edze i za podm\u00ednek, \u017ee nap\u0159\u00edklad m\u00e1te z\u00e1znam v registru dlu\u017en\u00edk\u016f. Poskytuj\u00ed p\u016fj\u010dky jak b\u011b\u017en\u00fdm spot\u0159ebitel\u016fm, tak tak\u00e9 podnikatel\u016fm.P\u016fj\u010dit si m\u016f\u017eeme bu\u010fto formou \u00fav\u011bru, s dlouhou dobou spl\u00e1cen\u00ed a n\u00edzk\u00fdm \u00farokem. T\u0159eba na 30 let si m\u016f\u017eete vz\u00edt i hypot\u00e9ku, u kter\u00e9 v\u017edy ru\u010d\u00edte n\u011bjakou nemovitost\u00ed. Nebo si m\u016f\u017eete vz\u00edt podnikatelsk\u00fd \u00fav\u011br, a to v p\u0159\u00edpad\u011b, \u017ee jste OSV\u010c nebo m\u00e1te firmu \u010di podnik\u00e1te. Dal\u0161\u00edm zp\u016fsobem, jak p\u0159ij\u00edt k financ\u00edm je skrz takzvan\u011b oby\u010dejnou p\u016fj\u010dku.Americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu je v mnoh\u00fdch p\u0159\u00edpadech n\u00e1zev pro podnikatelsk\u00fd \u00fav\u011br.N\u011bkdy si pot\u0159ebujeme p\u016fj\u010dit p\u00e1r tis\u00edc, jindy n\u011bkolik des\u00edtek tis\u00edc \u010di stovek tis\u00edc. Pl\u00e1nujete rekonstrukci, pot\u0159ebujete sehnat vybaven\u00ed dom\u00e1cnosti \u010di chcete dal\u0161\u00ed v\u011bci? V tom p\u0159\u00edpad\u011b posta\u010d\u00ed b\u011b\u017en\u00e1 p\u016fj\u010dka s optim\u00e1ln\u00edmi podm\u00ednkami. Ov\u0161em pozor, kdy\u017e naraz\u00edte na slova jako je americk\u00e1 hypot\u00e9ka, nemus\u00ed to nutn\u011b znamenat spot\u0159ebitelsk\u00fd \u00fav\u011br, ale m\u016f\u017ee se pod t\u00edmto slovem ukr\u00fdvat podnikatelsk\u00e1 p\u016fj\u010dka.                                                                                                                                                                                                                                                                                                                                                                                          3.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u017d\u00edt nebo ne\u017e\u00edt na dluh?","item":"https:\/\/www.souvisime.cz\/zit-nebo-nezit-na-dluh\/#breadcrumbitem"}]}]